This Privacy Policy explains how OldBrokersDiary.com (“Website”) and its operator (“Company”, “we”, “us”, “our”) collect, store, use, and protect personal information. By accessing the Website, you agree to the practices described in this Policy.

We aim to maintain transparency and responsible data handling across all interactions.

1. Who We Are

Private Brokers, Llc
745 5th Avenue, Suite 500
New York, NY 10151
Email: support@oldbrokersdiary.com

We provide financial commentary, market insights, and educational resources for readers seeking thoughtful analysis.

2. Information We Collect

We may collect the following categories of information:

• Contact details (name, email address, phone number, mailing address)
• Technical identifiers (IP address, browser type, ISP, timestamps)
• Device and session data (navigation paths, clickstream behavior, referring/exit pages)
• Preferences, survey responses, interests, or behavioral indicators
• Any information voluntarily submitted through forms, subscriptions, or SMS opt-ins

Some information is provided directly by you; other data may be collected automatically through standard technologies.

3. How We Use Information

Your information may be used for:

• Sending newsletters and financial insights
• Managing subscription and communication settings
• Improving Website usability and content relevance
• Responding to inquiries or support requests
• Ensuring Website security and abuse prevention
• Conducting analytics and diagnostic assessments
• Maintaining legal and regulatory compliance

We do not use personal information for purposes not listed in this Policy.

4. Cookies & Tracking

The Website may use cookies, analytics scripts, and similar tools to:

• support essential features
• improve speed and performance
• gather aggregated browsing behavior
• personalize user experience

You may disable cookies in your browser.
Third-party integrations may employ their own tracking technologies.

5. SMS Messaging Policy

This section explains how SMS information is collected, managed, and used, as well as your rights under federal regulations.

How You Join the SMS Program

If you provide your mobile number on OldBrokersDiary.com, you may choose to join our SMS list.
Enrollment is voluntary and not required to access the Website or its content.

You may join through:

• opt-in forms
• newsletter signup
• special content requests
• keyword-based text enrollment
• gated reports or alerts

Types of Messages You May Receive

Depending on your engagement, SMS messages may include:

Service & Transactional Notices

• confirmation of form submissions
• replies to user inquiries
• follow-up notifications

Financial Updates & Educational Content

• short market alerts
• commentary on economic shifts
• time-sensitive insights connected to user interests

Optional Promotional Messages

• announcements about new reports
• special updates related to our content
• limited promotional notices tailored to subscribers

We focus on concise, relevant communication without excessive frequency.

Automation, Frequency & Costs

• SMS messages may be delivered using automated or semi-automated systems.
• Message frequency varies based on user activity, preferences, or subscriptions.
• Standard carrier messaging and data rates may apply.
• We strive to maintain responsible message cadence aligned with user expectations.

Your Consent Under TCPA

By opting in, you provide express written consent to receive automated text messages as defined under the Telephone Consumer Protection Act (TCPA).

This includes consent to:

• recurring automated communications
• marketing and informational SMS
• messages sent using automated dialing technology

Key TCPA rights:

• Consent is not required to browse OldBrokersDiary.com or access content.
• You may withdraw consent at any time by replying:
  STOP, UNSUBSCRIBE, CANCEL, or QUIT
• For help, reply HELP or contact support@oldbrokersdiary.com.

Recordkeeping for Compliance

To comply with TCPA requirements, we securely maintain:

• opt-in confirmations
• consent language
• timestamps
• collection method (e.g., form, keyword, checkbox)
• any relevant log demonstrating voluntary enrollment

These records are kept solely for legal compliance and audit protection.

Protection of SMS Data

Your SMS-related information is stored using:

• encrypted databases
• restricted access controls
• monitoring systems to detect unauthorized access
• secure opt-in logs

We never sell, rent, or share SMS subscriber phone numbers with external marketers.
All SMS activity follows TCPA guidelines, mobile carrier rules, and applicable U.S. communication standards.

6. When Information May Be Shared

Information may be shared only when necessary:

• with service providers supporting hosting, analytics, communications, or delivery systems
• in response to legal obligations or government requests
• during corporate restructuring or asset transfers
• to prevent fraud or maintain system security

We do not sell personal data to third-party advertising networks.

7. Data Protection & Retention

We use administrative, technical, and physical safeguards to protect your information.
Data is retained only for:

• communication purposes
• legal compliance
• operational requirements

Aggregated or anonymized data may be maintained for analytics.

8. Your Rights

You may have the right to:

• request a copy of your data
• correct or update information
• request deletion
• limit or restrict certain data uses
• opt out of email or SMS
• withdraw consent

All requests can be sent to support@oldbrokersdiary.com.

9. Third-Party Links

OldBrokersDiary.com may contain links to external websites.
We are not responsible for their privacy practices.
We recommend reviewing their policies before sharing information.

10. Children’s Privacy

The Website is not intended for children under 13.
If we become aware of data collected from a minor, we will delete it promptly.

11. Updates to This Policy

We may revise this Privacy Policy periodically.
The most recent version will be posted on this page.
Continued use constitutes acceptance of any changes.

12. Contact

Private Brokers, Llc
745 5th Avenue, Suite 500
New York, NY 10151
Email: support@oldbrokersdiary.com